The Registered Practice holds an insurance policy which covers all registered patients who are members of its payment plan. Such patients benefit from cover following oral injuries sustained by accident, or in an emergency. This is a benefit summary only.
For full terms, limits, conditions and exclusions, a policy wording is available on request from the Registered Practice.
Emergency Treatment
Covers worldwide emergency dental treatment when you’re unable to get access to your Registered Practice, or at your Registered Practice out of normal opening hours. It also extends to phone triage services where available.
In such cases, the patient should pay for the required treatment, keep receipts (including detail of the treatment) and submit the claim via their Registered Practice.
Treatment following an Accident
Covers you for Treatment following an Accident, carried out at your Registered Practice.
You can claim up to 18 months after the date of the Accident.
Hospital Benefit
£150 per 24 hours whilst admitted to hospital for dental treatment, under the care of a Specialist.
Oral Cancer
£3,000 cash benefit upon diagnosis of Oral Cancer by a Specialist.
Permanent Facial Disfigurement
Cash benefits following an Accident, dependant on the severity of scarring.
Key Exclusions
The first £10 of each and every incident of Emergency Treatment and Treatment following an Accident.
Costs above the specified limits shown in the policy wording.
Emergency Treatment at the Registered Practice during normal opening hours.
Treatment as a consequence of: injury caused by foodstuffs, normal wear and tear, mouth jewellery, self inflicted injury while participating in boxing, martial arts, rugby, or shinty unless appropriate mouth protection is worn.
Cosmetic Treatment.
Damage which is not apparent within seven days of the date of impact